Are you working towards a savings goal or paying off debt? Today I’m sharing these creative debt free charts to help you track your progress and stay motivated to reach your financial goals! Debt payoff coloring pages can be an excellent visual printable to monitor your hard work.
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How to stay motivated while paying off debt
Saving money and paying off debt is not easy. For some, it can take years to pay off debt, which makes it’s difficult to stay motivated. You may feel like you’re sacrificing so much, but you’re not seeing any results.
This is normal, especially for people who are tackling a lot of debt or have a low income. The key is to remember that you’re making the right choice to save and pay off debt, and that your temporary sacrifices are worth it.
Approximately 65 percent of the population are visual learners. This means that the best way to communicate with a visual learner is to use visual aids such as a whiteboard, photos, or doodling on paper.
I am definitely a visual learner and find that using saving and debt payoff coloring pages can be an excellent way to stay motivated while working towards my goals. That’s why I’m sharing my favorite printable debt payoff worksheets today!
Read Next: 50 creative ways to save money on a tight budget
Benefits of using savings or debt payoff coloring pages
One of the best ways to achieve your goals is to use vitalization techniques, such as debt payoff chart PDF to track your progress. Having a constant reminder of your goals can help you stay motivated and keep accountable.
I also recommend implementing the daily practice of visualizing your dreams as already complete. This can accelerate your achievement of those dreams and goals. You might think that you can save money without a clear goal or savings tracker, but it’s A LOT easier if you track your savings.
Here are some ways saving or debt payoff coloring sheets can help you:
✓ You’ll be more creative
Using a visual aid, such as a debt payoff visual printable, to focus on your goals can help you generate creative ideas to achieve your goals.
✓ It activates the law of attraction
Using a visual aid can help attract into your life the people, resources and circ*mstances you need to achieve your goals.
✓ You’ll be more in tune
Using a visual aid can help program your brain to recognize the resources you need to reach your goals.
✓ You’ll build internal motivation
Visual aids can keep you inspired and take the necessary actions to reach your goals.
✓ You’ll save more money
Just by tracking your progress can push you to save more. When you keep track of how much you’re spending each day, you’ll spend less. When you monitor how much money you’re putting towards your goals, you’ll save more.
How to use saving and debt payoff coloring pages
Savings trackers and debt payoff charts are really easy and fun to use. Your success will depend on you sticking to your goal and filling them out on a regular basis.
With that said, IHIGHLY recommend putting your savings coloring chart somewhere you will see it often. Ideas include your fridge, your workspace, your journal or planner, or your bedroom mirror.
To get the most benefits from your visual tracker, you need to make sure it’s easy to see on a daily basis. The more visible it is, the more likely you’ll use it and be able to reach your money goals faster!That’s what we all want, right?
You don’t need a fancy savings or debt payoff coloring page to get started. You can easily make debt free charts in a bullet journal if you’d like. But if you prefer to use a pre-made savings tracker, here’s 10 of my favorite ones to get you inspired!
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Related Posts:
- 15 savings trackers to visualize your progress
- Sinking funds tracker + Top sinking funds categories
- How to stop living paycheck to paycheck
1. Sunflower Savings Goals Tracker
Do you have big savings goals that you want to reach?
This cute 2021 goals savings tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to save for bucket list goals or sinking funds.
Whether you want to build an emergency fund, pay off debt, or save for a big purchase, this savings coloring page can help you get there.
How to use: Download and print at home. Write down your savings goal (or sinking fund) on the flower pot. Here you can set four savings goals. Break down your savings goal into 12 steps and write the amount on each leaf of the flower stem, with your goal amount at the top. Color in each leaf as you hit your goal.
2. Mortgage Payoff Chart Printable
Do you want to pay off yourmortgage faster?
This cute mortgage loanpayoff tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to get out of debt quickly.
You’ll love using this printable debt payoff worksheet PDF to track your progress as you work towards completing Dave Ramsey’s baby step 6.
How to use: Download and print at home. Break down your debt payoff goal into 20 steps and write the amount on each level of the home, with your goal amount at the top. Color in each level as you hit your goal. You’ll love this debt tracker printable.
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3. Saving For My Dreams Tracker
Do you have big savings goals that you want to achieve?
This cute Savings For My Dreams tracker can help you stay motivated while saving to hit your goal. Perfect forthose want to save for multiple goals.
A sinking fund means you save up a small amount each month for a certain period of time. This is a strategic way to save for planned expenses, such as a new car, a vacation or Christmas. A sinking fund can help you plan for these large expenses so you’ll have the money available to pay for these costs, without stress or worry.
This visual printable allows you to save for up to 6 different goals or sinking funds.
How to use: Download and print at home. Break down your savings goal into 8 steps and write the amount on each of the coins, with your goal amount at the top. Color in each level as you hit your goal.
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4. Sinking Fund Saving Jars
Do you have bigdream goals that you want to reach?
This cutedream jar savings tracker can help you stay motivated while saving to hit your goal. Perfect forthose who want to save for bucket list goals!
There are many different ways you can use a sinking fund. For example, you can create a sinking fund for a planned expense (a trip to Paris), an annual expense (back-to-school supplies), or an unplanned expense (car repairs).
Even if you don’t know the exact cost, it’s still a good idea to create sinking funds for major expenses. This can help ensure that you’ll have the money to cover most (if not all) of the expense.
How to use: Download and print at home. Break down your savings goal into 10 steps and write the amount on each level of the jars, with your goal amount at the top. Color in each level as you hit your goal.
5. Credit Card Payoff Coloring Sheet
Do you want to pay off your credit card debt faster?
This cute credit card payoff tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to get out of debt quickly.
Having a visual tracker is so helpful and it’s a fun way to track your progress.Hang it up on your wall or fridge and watch your savings grow!
How to use: Download and print at home. Break down your savings goal into 20 steps and write the amount on each level of the credit card, with your goal amount at the top. Color in each level as you hit your goal.
6. Credit Card Debt Coloring Page
Do you want to pay off yourcredit card faster?
This cute credit card debt payoff chart can help you stay motivated while saving to hit your goal. Perfect for those who want to say goodbye to credit card debt! Whether you’re following the debt snowball method or debt avalanche method — every line is a step closer to financial freedom.
How to use: Download and print this debt tracker printable at home. Break down your savings goal into equal steps and write the amount on each level of the progress chart, with your goal amount at the top. Color in each level as you hit your goal.
7. Car Loan Payoff Printable
Do you want to pay off your car loan faster?
This cute car loan payoff tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to get out of debt quickly.
Having a visual tracker is so helpful and it’s a fun way to track your progress.Hang it up on your wall or fridge and watch your savings grow!
How to use: Download and print at home. Break down your savings goal into 20 steps and write the amount on each level of the car, with your goal amount at the top. Color in each level as you hit your goal.
8. Student Loan Debt Payoff Chart
Do you want to pay off your student loans faster?
This cute student loanpayoff tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to get out of debt quickly.
Having a visual tracker is so helpful and it’s a fun way to track your progress.Hang it up on your wall or fridge and watch your savings grow!
How to use: Download and print at home. Break down your debt payoff goal into 50 steps and write the amount down below. Color in each balloon as you hit your goal. (There is a total of 50 balloons).
9. Student Loan Payoff Tracker
Do you want to pay off your student loan faster?
This cute student loanpayoff tracker can help you stay motivated while saving to hit your goal. Perfect for those who want to get out of debt quickly.
Having a visual tracker is so helpful and it’s a fun way to track your progress.Hang it up on your wall or fridge and watch your savings grow!
How to use: Download and print at home. Break down your savings goal into 20 steps and write the amount on each level of the graduation cap, with your goal amount at the top. Color in each level as you hit your goal.
10. $1,000 Savings Challenge
When life throws unplanned costs our way, it can be stressful.Having an emergency fund can make sure you have cash ready in case of an unplanned expense. A good place to start is to save $1,000 in your emergency fund. Then you can start building your emergency fund even bigger.
This cute unicorn savings tracker can help you stay motivated while saving your $1,000 starter emergency fund. Having a visual tracker is so helpful and it’s a fun way to track your progress. Hang it up on your wall or fridge and watch your savings grow!
How to use: Download and print at home. Each time you hit a savings goal, color in the appropriate graphic. Once all the graphics have been filled in, you will have saved your $1,000 starter emergency fund! YAY!
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Organize your savings & become debt-free faster!
Grab these beautiful printable savings and debt payoff trackers.
This bundle includes 12 printable trackers to help kick-start your journey towards finacial freedom. Perfect for those who want to build an emergency fund, pay off debt quickly, or save up for a big goal!
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